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Insurance & Risk Financing

We help organizations structure intelligent insurance programs, manage financial exposure, and implement strategic risk financing solutions that support long-term stability.

Optimize Your Insurance Program and Control Costs

We help businesses design optimal insurance programs and explore alternative risk financing options, ensuring your company is covered without overspending.

Insurance Program Design & Optimization

Customized insurance programs tailored to your company’s unique needs, focusing on cost control and coverage efficiency.

Self-Insurance Feasibility Studies

Determine if self-insurance is a viable option for your business, helping you gain more control over risk financing.

Captive Insurance Management

Manage your own captive insurance entity to directly control and finance your company’s risk.

Risk Management International LTD

Insurance & Risk Financing

At Risk Management International LTD, clarity drives smarter protection. Our Insurance & Risk Financing solutions focus on structuring coverage and financing strategies that respond to real exposure while strengthening financial resilience. We assess your operations, liabilities, and market environment to ensure your program is both comprehensive and cost-effective.

Through detailed program reviews and market analysis, we assess exposure, retention levels, and coverage gaps to develop optimized insurance and risk financing strategies that balance protection with cost control.

FREQUENTLY ASKED QUESTIONS

What is the benefit of captive insurance?

Captive insurance allows companies to create their own insurance entity, giving them more control over risk management and potential savings on premiums. By self-insuring certain risks, businesses can retain underwriting profits and customize coverage to better suit their unique needs.

How do I know if self-insurance is right for my business?

Self-insurance is often viable for businesses that can afford to assume some level of risk. Our feasibility studies analyze your company’s financials, risk profile, and claims history to determine whether self-insurance or another alternative risk financing strategy is the best option for you.

RISK MANAGEMENT INTERNATIONAL LTD

Working Diligently for You

Every risk comes with an opportunity. At Risk Management International LTD, we help businesses not only manage their risks but also uncover opportunities for growth by implementing strategic risk management practices.

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Testimonials

We are proud to be recognized as one of the top leaders in our industry.

“The responsibility of a Risk Management Consultant is to make recommendations that will assist in the protection of assets and thereby reduce the uncertainty of loss in any situation that could occur. Using the above philosophy, our corporation chose Risk Management International as our consulting firm. As a result of their assessment of our insurance, it was found that we had no flood insurance and no selling price coverage for our stock. At RMI’s recommendation, the coverage was added to our policy. Soon after implementing the additional coverage, my company suffered a major flood loss. Had it not been for the improved insurance coverage, this loss would have forced my company out of business.“

Philip Berkowitz President of Burke Supply Company

Through discussions with Risk Management International concerning the alternatives available to us in the current insurance marketplace, and utilization of RMI’s Risk Assessment Process, we determined that we were overpaying our insurance premiums by as much as $3 million. In addition to realizing significant savings, RMI was also able to broaden our coverage.

Key Food Stores